THE EFFECTIVENESS OF BANK SYARIAH INDONESIA INTEGRATION IN IMPROVING THE NATIONAL ECONOMY

Fithria Aisyah Rahmawati

Abstract


PT Bank Syariah Indonesia, Tbk (BSI) as a sharia financial institution as a result of the merger of 3 sharia banks (Bank Syariah Mandiri, BRI Syariah and BNI Syariah) has officially been operating. BSI exists as an effort to encourage larger Islamic banks so that they can enter the global market and become a catalyst for sharia economic growth in Indonesia. After the merger, BSI has carried out the integration process in various sectors. In this qualitative research with this type of evaluation, the researcher will examine the integration process of the Indonesian Islamic Bank to see how effective it is in improving the national economy. Currently, the entire network of Bank Syariah Indonesia has been integrated with a single system or one system. This service system integration is one of the operational merger steps and can support BSI services to run more optimally. Through innovation in the integration process, BSI services run more effectively and efficiently where customers can transact more conveniently, easily and safely. BSI has very strong assets and liquidity through the merger of three large Islamic banks so that it will be more flexible to expand its business and expand the reach of Islamic financial services starting from the MSME segment, retail, to large-scale corporations. BSI is expected to be an accelerator for the development of the sharia economy in Indonesia. BSI is also believed to have a positive impact on the development of the sharia economy, because the new entity born from this corporate action will have large capital to move into driving national economic growth.


Full Text:

PDF

References


Ahmad Sani Ahluhsain, Bank Syariah Indonesia: Tantangan Dan Strategi Dalam Mendorong Perekonomian Nasional (Bank Syariah Indonesia: Challenges and Strategies in Encouraging the National Economy). Jurnal Info Singkat Vol. XIII, No.3 / I / Puslit / Februari / 2021 Hlm. 20.

Bambang Ismoyo.( 2021, August 3). Bank Syariah Indonesia Ensures Complete Account and Branch Integration as of November 1, 2021. Retrieved from: https://www.tribunnews.com/bisnis/2021/08/03/bank-syariah-indonesia-pastikan-integrasi-rekening-dan-cabang-rampung-per-1-november-2021

Cerdasco. (2019, September 18). Enterprise Integration. Retrieved from: https://cerdasco.com/integrasi-perusahaan/

CNN Indonesia.(2020, October 13). Erick Thohir Reveals Reasons for Merger of 3 State-Owned Sharia Banks. Retrieved from: https://www.cnnindonesia.com/ekonomi/20201013165129-78-557962/erick-thohir-ungkap-alasan-merger-3-bank-syariah-bumn

Kamus Besar Bahasa Indonesia, (Balai Pustaka, Jakarta, 2007).

Khadijah Shahnaz. (2021, October 18). BSI Digital Services Will Be Stronger After Operational Integration Completed. Retrieved from: https://finansial.bisnis.com/read/20211018/231/1455425/layanan-digital-bsi-bakal-makin-kuat-usai-integrasi-operasional-rampung

Lifepal. (2021, July 2). Bank Syariah Indonesia ATM Cards – Types, Fees, and How to Change. Retrieved from: : https://lifepal.co.id/media/kartu-atm-bank-syariah-indonesia/

Maizal Walfajri. ( 2021, November 1). Merger Integration Process Completed, BSI Targets to Have Assets of IDR 500 Trillion by 2025. Retrieved from: https://keuangan.kontan.co.id/news/proses-integrasi-merger-selesai-bsi-targetkan-punya-aset-rp-500-triliun-pada-2025?page=all

Mauliana Noor.(2021, Oktober 18). Integration Completed, BSI Digital Services Get Stronger. Retrieved from: https://www.views.id/ekonomi/pr-1741496601/integrasi-rampung-layanan-digital-bsi-semakin-kuat?page=all

Hariyanto .(2021, November 16). Internal Integration, Bank Syariah Indonesia's QRIS Digital Transaction Channels are Getting Better. Retrieved from: https://www.industry.co.id/read/97417/integrasi-internal-channel-transaksi-digital-qris-bank-syariah-indonesia-kian-prima


Refbacks

  • There are currently no refbacks.